Welcome to our comprehensive guide to free credit cards! Discover top-rated offers that won't burden you with annual fees. Our curated selection ensures you find the perfect match for your financial needs. Start saving money and building your credit score today with our carefully vetted options. Explore our collection now for smarter financial decisions and a brighter financial future!
Free credit cards
Citi® Double Cash Card: This card offers 2% cash back on all purchases—1% when you buy, and 1% when you pay your bill, with no annual fee.
Travel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel℠ portal until 12/31/24.2 This is on top of the 1% when you buy and the 1% as you pay
Chase Freedom Unlimited®: Earn unlimited 1.5% cash back on every purchase, and there's no annual fee. Plus, new cardholders can enjoy a generous sign-up bonus.
Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores
Discover it® Cash Back: This card offers 5% cash back on rotating quarterly categories (up to the quarterly maximum when you activate) and 1% cash back on all other purchases. There's no annual fee, and Discover matches all the cash back you've earned at the end of your first year.
Capital One Quicksilver Cash Rewards Credit Card: Earn unlimited 1.5% cash back on every purchase, every day, with no annual fee. Plus, enjoy a sign-up bonus after you spend a certain amount in the first few months.
0% intro APR for 15 months on purchases and balance transfers; 19.99% - 29.99% variable APR after that; Balance transfer fee applies. See pricing and terms for details
Bank of America® Customized Cash Rewards credit card
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishing purchases.
No annual fee and cash rewards don’t expire as long as your account remains open.
